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Homeowners Insurance

There’s no place like home. Keep it protected with coverage you can trust. 

Property insurance offers protection for your house and belongings. Home ownership comes with many risks. Ensure you have reliable coverage that protects your property in the event of unforeseen damage, natural disaster, or even theft.

Contact Us to discuss your home insurance coverage today.

A standard homeowner policy protects you against:

  • Liability
  • Fire
  • Lightning
  • Windstorms/Hail
  • Smoke Damage
  • Falling Objects
  • Freezing
  • Weight of Ice and Snow
  • Vandalism
  • Theft of personal property

Damages that are EXCLUDED from your standard homeowner policy:

  • Earthquake
  • Flood
  • Water Backup/Sump Overflow
  • Vermin/Rodent/Insect

    Coverage may be purchased for the above exclusions.

    Available Discounts

    Smoke Detectors
    Discount for having smoke detectors in your home.

    Home Security
    Discounts for burglar and fire alarms, dead bolt, and automatic sprinklers

    Mature Credit
    If you are age 55 or older and one of the named insured’s is retired, you are entitled to a discount.

    New Home Discount
    A discount is available based on the age of the home.

    Green Discount
    A discount may be available if you sign up to have your bills and policy delivered via email.
    Why is homeowners insurance a good investment?

    Your home is likely one of your most valuable assets, and homeowners insurance helps protect it from unexpected covered losses. It can also provide liability protection and help cover temporary living expenses after a covered claim. If you’re looking for homeowners insurance in Anaconda, our team can help you find coverage that fits your needs.

    Does homeowners insurance cover accidental fires?

    Most homeowners insurance policies cover accidental fire damage to your home and personal belongings. If a covered fire makes your home uninhabitable, your policy may also help pay for temporary living expenses while repairs are being completed.

    Can I have too much homeowners insurance?

    It’s possible to purchase more coverage than you need, just as it’s possible to have too little. The goal is to have enough coverage to rebuild your home and protect your belongings without paying for unnecessary coverage. An insurance professional can help you determine the right amount.

    Does homeowners insurance cover my furniture and clothing?

    Most homeowners insurance policies include personal property coverage for belongings like furniture, clothing, electronics, and household items if they’re damaged by a covered loss. Coverage limits and deductibles will vary by policy.

    What should I do if I have questions about my policy?

    If you’re unsure about what your homeowners insurance covers, don’t guess. Understanding your policy before you need it can help prevent surprises during a claim. If you’re in Anaconda, we’re happy to answer your questions and review your coverage with you.

    Does homeowners insurance cover my home year-round?

    Yes. As long as your policy remains active and your premiums are paid, your homeowners insurance provides protection throughout the year for covered losses. It’s still important to review your policy periodically to make sure it keeps up with your needs.

    Can homeowners insurance help after a major storm?

    If your home is damaged by a covered storm, your homeowners insurance may help pay for repairs to your home and replacement of covered belongings. Depending on your policy, it may also help cover temporary living expenses if your home can’t be occupied during repairs.

    Does homeowners insurance cover attached structures?

    Yes. Attached structures, such as an attached garage, deck, or porch, are generally covered as part of your home’s dwelling coverage if they’re damaged by a covered peril. Be sure to review your policy to understand your coverage limits.

    What's the best way to find the right homeowners insurance?

    The best homeowners insurance policy is one that provides the protection you need at a price that fits your budget. Comparing coverage, deductibles, and available discounts can help you make an informed decision. If you’re shopping for homeowners insurance in Anaconda, our agency is here to help you compare your options.

    Scheduled Items

    Your homeowners policy does provide very BROAD contents coverage in the event of a loss, BUT it does have LIMITATIONS on certain items. You can schedule a valuable item onto your homeowners policy for a minimal premium. By doing this, you are ensuring the item is covered for all perils.

    Common items that can be added as scheduled property:

    • Jewelry
    • Furs
    • Cameras
    • Musical Instruments
    • Silverware
    • Golfers Equipment
    • Fine Arts
    • Bicycles

    Home wildfire preparedness and homeowners insurance protection Anaconda Montana
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    We are licensed in Montana and Arizona.

    The information provided on this website is for general informational purposes only and does not constitute insurance advice. Coverage cannot be bound, altered, or canceled via this website, email, voicemail, or online forms. All coverage is subject to the terms, conditions, and exclusions of the policy issued. Please speak with a licensed agent for specific coverage guidance.

    Pintler Insurance

    706 E Park Ave
    Anaconda, MT 59711

    Phone: (406) 563-5991
    Fax: 866-312-0090
    Email: jordan@pintlerinsurance.com

    Hours of Operation

    Monday - Friday: 08:00 am – 05:00 pm
    Saturday & Sunday: Closed

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